Microfinance Company Registration
Get guidance on setting up a microfinance business, understanding regulatory requirements and preparing the necessary registration documents.
Indicative only. Government fees, stamp duty and third-party charges are extra. Final fees and timelines are confirmed in writing; timelines also depend on the authorities.
Microfinance Company Registration
Planning to start a microfinance business? Choosing the right company structure and understanding RBI requirements are essential before beginning operations.
LEGALLY assists with company formation guidance, document preparation and the applicable registration process.
Our Services
- Company incorporation guidance
- NBFC-MFI eligibility review
- Document and business plan preparation
- Assistance with applicable RBI application requirements
- Support with regulatory queries, within the agreed scope
- Post-registration compliance guidance
Documents Usually Required
- Company incorporation documents
- PAN and KYC documents of directors
- Shareholding and capital details
- Net Owned Fund evidence
- Business plan and financial projections
- Bank statements and auditor certificates, where required
- Board resolutions and prescribed declarations
Registration Process
- Review the proposed business and eligibility.
- Identify the applicable RBI requirements.
- Prepare the required company and financial documents.
- Assist with the relevant RBI application.
- Respond to queries, if required.
- Review ongoing compliance obligations.
Important Information
Company incorporation alone does not authorise regulated lending activities. RBI registration, applicable capital requirements and other regulatory conditions must be satisfied before commencing business. Approval depends on the regulator's assessment.
Documents usually required
- Company incorporation documents
- PAN of the company
- KYC documents of directors and promoters
- Shareholding and capital details
- Net Owned Fund evidence
- Business plan and financial projections
- Bank statements and auditor certificates, where required
- Board resolutions and prescribed declarations
- Additional documents required by RBI
The exact list depends on your case; we confirm it before you share anything.
How it works
- Initial discussion about the proposed microfinance business
- Review of NBFC-MFI eligibility and regulatory requirements
- Company formation guidance, if required
- Collection of KYC and financial documents
- Preparation of the business plan and application records
- Assistance with the applicable RBI application
- Follow-up on regulatory queries, if agreed
- Guidance on compliance after registration
Not included
- Government fees, stamp duty and third-party charges (billed at actuals)
- Work outside the scope agreed in writing
- Any guarantee of approval or outcome — decisions rest with the authorities and courts
Content reviewed 14 Oct 2026 by Managing Partner.